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Car Maintenance Guide, Keep Your Car Running Efficiently And Smoothly.

A properly maintained vehicle pays dividends each year through lower repair costs, less frustration, and a longer life. For some reason, most drivers fail to do the simplest routine maintenance. Frankly, it's baffling. If you don't give your car the attention it needs, it will break down and cost more money in the long run. In this article, we take a look several car maintenance guide tips for taking care of your car, truck, or SUV. These are things that take a few minutes and can keep your vehicle running smoothly and more efficiently for years.

Regular Oil Changes

The simplest task is also one of the most important. Your car needs clean motor oil to run well. Whenever you turn the key and start the engine, the oil lubricates the parts, reducing friction and providing protection from overheating. Over time, the oil collects contaminants, growing dirty and turning to sludge. When that happens, it can't circulate as easily. Change the oil every 4,000 miles to make sure it's clean and flows well.

Check The Transmission Fluid

Just like the engine needs oil, your transmission needs fluid. While you're driving, the transmission generates a lot of friction and heat. The job of the fluid is to bring the temperature down. When your transmission is operating as it should, it won't consume the fluid. So, if you notice that the levels are low, that means there's a leak somewhere. Furthermore, keep in mind that the heat produced by the transmission can cause the fluid to break down, turning its color from reddish to brown. If it's brown, change it.

Check The Coolant

If you've ever seen white smoke billowing from under the hood, it usually means the radiator has overheated. Coolant keeps the temperature down. Under normal circumstances, you won't need to change it. You just need to pop the hood, look at the level of coolant, and add more when it's low.

Check The Tire Pressure

Even if you haven't driven over nails or glass, your tires will lose pressure over time. Not only will that cause the treads to wear down more quickly, but you'll get less fuel efficiency from your car. Buy a digital pressure gauge (they cost less than $20) and check your tires once a month. Your car owner's manual lists the recommended pressure, so there's no guessing involved.

At the minimum, you should be following the car maitainance guide listed above. If you do only those four things, you'll find that your vehicle will last longer, perform better, and need fewer trips to the repair shop. And that means more money stays in your pocket. You can always ask expert mobile auto repair guy to visit your home or office and get all necessary check ups done at your own comfort.

Tips On Getting Car Finance For Bad Credit

Banks and credit unions in the UK typically avoid offering car finance to those who have bad credit. While they may consider an application from someone with bad credit, the interest rate may be significantly higher. Furthermore, they may require loads of documents and this can be really difficult for the borrower. If you are looking for car finance for bad credit, find a lender who offers this kind of loan at reasonable interest rates.

Decide for the Car to Finance

Usually, these lenders work with car dealerships, but some of them deal directly with clients. If you have bad credit and you are looking for car finance, the first thing you need to do is to decide whether you want a brand new or pre-owned vehicle. Keep in mind that when you have bad credit, the best option is not always obtaining a loan for a new vehicle. Most of the time, it is better to opt with a reliable pre-owned car because aside from being more affordable, you can pay the entire loan in a shorter period of time. If you choose a used car, you will also have higher chances to be qualified for car finance for bad credit. However, if you want to finance a new car, you may opt for a low cost model. You can just get the car you always wanted next time around.

Down Payment

When you have chosen which car to finance, think about the down payment. Remember that it is better to have a bigger down payment because it will help lower the interest payment. If you really have a bad credit score, it is recommended to pay a down payment of 10-15% of the price of the car. You may have this amount of money if you save for a few months before you apply for the car finance plan.

Shop Around

Make sure that you shop around so you can choose the best car finance option for bad credit. You may get several quotes from different companies before choosing a certain lender. Aside from car dealerships, other car financing options are available and they may have better offers.

Another important reminder when applying for car financing with bad credit is that you must only provide accurate information to the lender. Do not inflate your income because this may cause some problems sooner or later if you cannot afford the specified monthly payments. You must also ensure that you go over the finance agreement carefully and ask about anything that is not clear to you.

You must also remember that car finance for bad credit is the same as obtaining personal loans from financial institutions. Therefore, you must meet the terms of paying the monthly dues until you completely pay off your loan balance. Making the necessary payments for your car loan will help rebuild your credit rating and allow you to be eligible for other types of loans in the future. These tips will help you get a dependable car and also improve your credit.